잘못된 판매자 카테고리 코드를 사용하는 Curaçao 라이선스가 있는 도박 웹사이트에 대한 질문 (409 페이지)

Amygee and james are probably both casino reps. Lol. Stop this nonsense. You can chargeback for the incorrect MCC used. Also most of these casinos have no license in the uk. They used incorrect McC’s to bypass the system, and this means that the specific merchant in this situation is transaction laundering.

lets say that james is Really a person who had this issues.

complain to the bank and then to the ombudsman. You win. End of story.

You both are just spamming this thread.

read this and stop spamming.

https://www.financial-ombudsman.org.uk/decision/DRN-4400536.pdf

The Ombudsman is a lottery in itself.

There was one case I linked in this thread a while back where the Ombudsman sided with a woman in the same situation as many of us, large transactions to unlicensed casinos and no duty of care from her bank despite asking for help on numerous occasions. The outcome was she got awarded 50% of her deposits which was around 60k I believe. However, most outcomes for people in this situation don’t mirror that outcome.

Proving the connection between the seller and the casino is very difficult for the bank. Don't forget, this is a chargeback, and it works on different principles. It's not the police! Bank employees won’t investigate.

Every transaction submitted for dispute to international payment systems like VISA or MasterCard costs money. It’s not free for the bank. Therefore, before sending documents, the bank must be confident in your arguments.

Changing the MCC, illegal online casinos, money laundering – all of this is not simple, especially for the bank, and that's why they don't want to get involved with such chargebacks.

Thank you! I’ve seen multiple decisions that don’t mirror each other and yet I’m accused of spamming or being a rep because I don’t favour the FOS route as it’s a lottery it would seem!

FOS is absolutely a lottery, depends on the agent you're assigned, then the specifics of your case, although most are similar here, there are usually variables that are different such as the casino, their license status, the vendor and MCC used etc, ombudsman route isn't as clear cut as i wish it would be.

I'd be truthful, if you want the best advice in regards to your situation, you need to be honest, that being said i'd mention that the merchants have transaction laundered and behaved in an illegal manner, which is why you went down the goods not received route as you haven't received any goods, in short explain the full sequence of events.

it isn't that clear cut, this is a relatively grey area in terms of banks dealing with it, and in regards to the ombudsman it's pot luck whether the agent is aware of this kind of situation and it's ultimately at their discretion who they side with, this isn't a one size fits all solution. That being said it seems with the new gambling regulations coming in in the UK and financial institute regulations that banks seem to be picking up on this kind of thing, so i'd be surprised if there isn't some form of legislation in regards to these kind of situations in the pipeline.

At a certain point if the sum is huge it is worth finding a good solicitor and seek advice. I would like to think that someone who lost 100k plus would not give up without a solicitor. Sue the hell out the banks and merchants. Make them remove CiFaS and get compensation as well. I did not lost so much so and i got my money back from the banks and merchants (i was probably lucky), but if someone who lost a huge sum, and does not take the fight to the ultimate level it would be a no brainer. Especially if the merchants are registered in the uk. Even if they are in poland, estonia and god know what other places. I would still travel and sue them and prove that they are money laundering. But hey, thats me.

now coming back to james. If you had only 500£ i dont know why da heck would you initiate a chargeback for such a small sum.

Its not difficult to prove if you have screenshots of the transactions going into the casino account. 👀

Tricky because its a grey area, even then the whole process of finding the merchants, tracking down the offices of the 'casinos' if they exist, then finding a solicitor(s) in that specific jurisdiction/country or countries as some merchants are based in different countries to the 'casinos', and that's before you've even stepped foot in a court, then the person has a job and in some cases a family to raise, it's just not as simple as getting a solicitor. Then you've got those who haven't lost those types of figures but the costs of such a process would eliminate whatever they get back from the casinos/merchants if they win, it's nowhere near as simple and clean cut as you believe, you may be one of the lucky ones who got the money back from the banks/merchants. In my case i have an ongoing FOS complaint, as the casinos and banks did not solve the issue, if that fails then i have an appeals process to go through and even then nothing is guaranteed.

Wise scam dispute reported on the 25th Sept. Status: In review. How long do you think it will take?

Hello guys, I found the forum after doing a bit of a research for Donbet. I’ve lost 840 pounds and after they fucked me with a bonus taking away 4000+ from my account I started digging. Unfortunately I’ve lost a lot on these online non GAMSTOP casinos and never thought of chasing just always accepting the loss. Realistically is there a reason for pursuing, and if so under what grounds. Also is there a negative impact on my profile to the bank by chasing as I’d have to explain my actions. I’m not sure how to do so and if I do so is there a point in chasing transactions from previous months and up to what extent. I’d really appreciate a reply.

For such a small amount would it be worth just flagging the transactions saying i do not recognise them

It's not difficult to prove this in court or to the police. But the bank doesn't see the connection.

NO, this is not reasonable. The transactions were made by you, from your IP, and with a 3DS code.

You need to file a claim for "Goods/Services Not Received." However, you must provide evidence that you contacted the seller.

Good news! My company uses an automated HR system called HiBob, and I managed to add my partner's bank account (which has my name on it), and the system accepted it. Hopefully, my salary will go through. At least this way, I won't be able to gamble.

That’s great news 🙂

I’m still waiting on a response from Destream, Windermads and Rampnow - anyone have any idea how long they take?