My experience with Cosmobet Casino has been nothing short of appalling. Over the past several months, I have endured a relentless cycle of deceit, manipulation, and emotional distress at the hands of this rogue operator. What began as a straightforward request for a refund has turned into a prolonged ordeal that has caused me significant psychological harm — to the point of suffering a nervous breakdown. The casino has consistently misled me, delayed action, and failed to honor both its own terms and the regulatory obligations it is bound by.

I am currently owed in excess of £1,500, a sum that is legally and contractually due to me under the regulations governing self-exclusion. My original account was self-excluded, and as per industry standards and Cosmobet’s licensing regulations (under the Curaçao Gaming Authority), any subsequent account created during a period of self-exclusion must be identified and closed, with all deposits refunded. The terms clearly state that refunds in such cases must be issued within two business days. I have been waiting since approximately the 18th of May, and still, no refund has been issued.

Adding insult to injury, Cosmobet has repeatedly promised that my refund had been processed, only to later change their story or go silent. These false assurances were clearly designed to pacify and delay, leaving me in a constant state of anxiety and uncertainty. They have never accepted responsibility for their failures and instead shift blame onto me, citing "breaches" of their terms while ignoring their own far more serious regulatory violations.

Their customer support process is deliberately obstructive. Attempts to communicate via live chat are met with immediate redirection to email, where responses are slow, generic, and dismissive. Even more frustrating is their tactic of repeatedly asking me to explain the issue — despite having already provided all documentation — in what seems to be a calculated strategy to wear down and frustrate customers into giving up.

A critical breach that cannot be ignored is Cosmobet’s refusal to provide details of their Alternative Dispute Resolution (ADR) provider, despite repeated requests. This is not just unethical; it is a direct violation of Curaçao gaming regulations, which state that any unresolved dispute must be escalated to an ADR upon the player's request. They are legally obligated to provide this information, and their refusal represents a clear attempt to avoid external scrutiny.

Beyond this, Cosmobet's behavior raises serious questions about the integrity of its entire operation. Their terms and conditions are contradictory and selectively enforced. They have targeted vulnerable individuals, including self-excluded players, with promotional material — a practice that is both unethical and illegal under responsible gambling standards. Payouts appear to be made at the discretion of the operator rather than in accordance with fair gameplay or true Return to Player (RTP) mechanisms, suggesting the games themselves may be manipulated or unfair.

What Cosmobet seems to forget is that terms and conditions do not exist in a vacuum — they are legally enforceable documents that must comply with the regulatory standards set by licensing authorities. Selectively enforcing their terms while breaching their own obligations is not only unethical but illegal. Additionally, the positive image they try to project online is deeply misleading. A large number of Trustpilot reviews are reportedly solicited in exchange for free spins or bonuses, essentially bribing customers to leave favorable reviews. This practice undermines the credibility of their reputation and masks the reality of their conduct. A quick look at independent platforms such as Casino Guru or AskGamblers reveals a much clearer and more disturbing picture of this casino’s operations, with numerous verified complaints echoing the same systemic issues.

If you are having a similar issue with Cosmobet Casino, I strongly urge you to report them to their payment processor, PAYOP, as well as to international data protection authorities such as the International Commissioner’s Office (ICU) or your local Data Protection Authority. The more complaints these bodies receive regarding Cosmobet’s operations — particularly around financial fraud, data misuse, and breaches of consumer rights — the more likely it is that their license will be investigated, suspended, or permanently revoked. These regulatory frameworks exist for a reason, and rogue operators like Cosmobet must be held to account under international law.