사망시 신용 잔액

Today I was asked a question that I couldn't really answer.

A colleague asked me what happens to the money (credit) on my casino account if I die.

I said that I thought his heirs would then be entitled to it.

He told me no, because the account was in his name and not his wife or children.

The money would still be there years from now because no one else has access to his account.

Unfortunately, I'm at my wit's end now and couldn't find an answer.

Perhaps a specialist or a member who has experienced this situation before can post a solution. Thanks.

Heute wurde mir eine Frage gestellt die ich nicht wirklich beantworten konnte.

Ein Kollege fragte mich was ist mit Geld ( Guthaben) auf meinem Account im Casino wenn ich verstorben bin.

Ich sagte das ich denke das seine Erben dann Anspruch drauf hätten.

Er sagte zu mir nein eben nicht da das Konto ja auf seinem Name stehe und nicht auf seine Frau beziehungsweise Kinder.

Das Geld würde in Jahren noch da stehen da ja kein anderer Zugriff auf seinem Account hat.

Da bin ich jetzt leider am Ende und konnte keine Antwort finden.

Eventuell kann hier ja mal ein Spezialist oder ein Mitglied der diese Situation schon mal erlebt hat eine Lösung posten. Danke

I would surely ask a laywer about this situation. They should know what should happen.

What do you say?

I will continue to do so. Thank you very much

Werde ich so weiter geben. Danke sehr

We'll wait for some information from you regarding this.

As with all matters of death, you should be concerned with inheritance rights. Those entitled to inherit, such as spouses, have the first claim to the inheritance. This includes profits, stocks, securities, and so on.

An official death certificate must be presented.

This is the information I was able to gather.

Es soll dich dabei genauso wie in allen Sachen beim Tod um das Erbrecht gehen. Die Erbberechtigten wie Ehepartner haben als erstes Anspruch auf das Erbe. Also auch auf Gewinne Aktien Wertpapiere und so weiter.

Es muß eine offizielle Todenbescheinigung vorgelegt werden.

Das sind die Infos die ich einholen konnte.

Hello, that's a grave topic. 🙂

What you just posted makes sense, and would pretty much, im opinion also differ based on the players local inheritance law.

Try the Chat GPT to assess available sources for you; it's a great tool for collecting information and running text analises - the best part is that you will get precise answers if you are good at asking questions. I may try that for you if you like.

According to the Chat GPT asisstant:

In Germany, the fate of funds in an online casino account after the account holder's death depends on several factors, including the legality of the online casino and the terms of service agreed upon with the provider.

Legality of Online Casinos in Germany

As of 2021, Germany has implemented the Interstate Treaty on Gambling (Glücksspielstaatsvertrag 2021), which allows online casinos to operate legally if they possess a valid German license. However, as of February 2022, no providers have been granted such licenses, rendering most online casino offerings illegal in Germany.

evz.de

Inheritance of Online Casino Funds

Under German inheritance law, heirs generally inherit all assets and liabilities of the deceased, as stipulated in Section 1922 of the Civil Code (Bürgerliches Gesetzbuch). This includes funds in bank accounts and other financial assets. However, the inheritability of digital assets, such as online casino accounts, can be complex and may depend on the terms and conditions set by the service provider.

For instance, a 2017 case involving a social media account highlighted that while contracts related to such accounts are generally inheritable, the specific nature of the content (e.g., personal communications) could affect this.

Wikipedia

Although this case pertains to social media, it underscores the importance of the provider's terms in determining account inheritability.Practical Considerations

Access to the Account: If the online casino account is password-protected and no one else has access, heirs may face challenges in accessing the funds. Without knowledge of the account credentials, retrieving the funds could be difficult.

Provider's Terms and Conditions: The terms of service of the online casino may specify what happens to account balances upon the account holder's death. Some providers might have clauses that terminate the account upon death, while others may allow for the transfer of funds to heirs.

Recommendations

Review Terms of Service: It's advisable to examine the terms and conditions of the specific online casino to understand their policies regarding account balances after death.

Legal Consultation: Consulting with a legal professional experienced in German inheritance law can provide clarity on the rights of heirs concerning digital assets and any potential legal avenues to access the funds.

Documentation: Maintaining records of all online accounts, including usernames and passwords, in a secure location can assist heirs in managing digital assets after one's passing.

Given the complexities surrounding digital assets and varying policies of online service providers, proactive measures and professional legal advice are essential to ensure that such assets are appropriately managed and transferred according to the account holder's wishes.

Hope it help 😉